Student health plans. If you're in school, you may be able to enroll in a student health plan — and meet the requirement for having coverage under the health care law. Medicaid and CHIP. If your income is low or you have certain life situations, you could qualify for free or low-cost coverage through Medicaid.
FAQs for college student car insurance What if they ONLY drive when they're home? You should still keep this student on your policy, especially if they come home (on weekends, school vacations, etc.) and drive your vehicles. In fact, at Progressive we require that you include children away at school who occasionally drive any of your vehicles.
If your school offers a student health plan, it can be an easy and affordable way to get basic insurance coverage. If you're enrolled in a student health plan, in most cases it counts as qualifying health coverage. This means you're considered covered under the health care law and won't have to pay the penalty for not having insurance.
Families have to proceed cautiously with auto insurance matters affecting young adults, especially considering how expensive coverage can cost for these higher-risk drivers. One related question many policyholders have is: Should I take my insured child off my auto insurance policy when he Author: Mark Fitzpatrick.